YES BANK POP-CLUB Credit Card

The Yes Bank POP Club Credit Card is an excellent choice for individuals seeking a rewards-rich credit card with added benefits and financial flexibility. Its flexible reward program and comprehensive perks make it a valuable addition to your financial toolkit.

Key Highlights of Yes Bank POP Club Credit Card

🔑 Key Highlights

  • Zero Joining Fee: No initial cost to acquire the card.

  • Annual Fee Waiver: ₹399 annual fee waived upon spending ₹1,50,000 in the card anniversary year.

  • Comprehensive Lifestyle Benefits: Access to exclusive offers from partners like Blinkit, Cult.fit, Zomato, Cleartrip, PharmEasy, and Rapido.

  • Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹400 and ₹5,000 per transaction.

  • Rewards Program: Earn POPcoins on every transaction, redeemable within the POP app for various products and services.

Features & Benefits of Yes Bank POP Club Credit Card

Yes Bank POP Club Credit Card offers the following features and benefits:

⭐ Features & Benefits

💳 Rewards Program

  • Online Transactions: Earn 10 POPcoins per ₹100 spent.

  • Offline Transactions: Earn 2 POPcoins per ₹100 spent.

  • POP UPI Transactions: Earn an additional 5% POPcoins.

  • Annual Spending Bonus: Earn 1,500 POPcoins upon spending ₹1,50,000 in the card anniversary year.

🎁 Joining Benefits

  • Activation Bonus: 500 POPcoins upon card activation

  • Partner Vouchers:

    • ₹750 Cleartrip voucher.

    • ₹500 Cult.fit voucher.

    • 2 free Rapido bike rides worth ₹100.

  • Complimentary Memberships:

    • 3-month Zomato Gold Mini membership.

    • 6-month PharmEasy Plus membership.

🛒 Lifestyle Perks

  • Exclusive Discounts: Monthly offers from POP-Club partners.

  • Early Access: Priority access to online sale events.

  • Movie Deals: Discounted online movie ticket bookings.

  • Curated Shopping Portal: Access to YES Bank’s exclusive shopping platform

Yes Bank POP Club Credit Card Fee & Charges

💰 Fees & Charges

Fee Type Charges
Joining Fee ₹0
Annual Fee ₹399 + applicable taxes; waived on annual spends of ₹1,50,000
Revolving Credit Interest 3.99% per month (47.88% annually)
Cash Advance Fee 3.99% per month (47.88% annually)
Late Payment Fee ₹500 to ₹1,200 (depending on outstanding amount)
Fuel Transaction Charges 1% + applicable GST on transactions above ₹10,000; capped at ₹5,000/month
Utility Charges 1% + applicable GST for utility spends above ₹15,000/month; capped at ₹3,000/month
Education Fee Payment Charges 1% + applicable GST for education transactions via third-party platforms; capped at ₹5,000/month
Wallet Transaction Charges 1% of the transaction value or ₹1 (whichever is higher) for transactions above ₹1
Rental Transaction Charges 1% of the transaction value or ₹199 (whichever is higher) for transactions above ₹1; capped at 3 transactions in 30 days

Yes Bank POP Club Credit Card Eligibility

Below are the Yes Bank POP Club Credit Card Eligibility criteria:

✅ Eligibility Criteria

  • Age: 21 to 60 years.

  • Employment: Salaried or self-employed individuals.

  • Income:

    • Salaried: Minimum net monthly salary of ₹25,000.

    • Self-Employed: Income Tax Return of ₹5,00,000.

  • Existing YES BANK Credit Cardholders: Not eligible for this card.

  • Credit Score: Minimum CIBIL score of 750 is preferred.

  • Residency: Indian residents or Non-Resident Indians (NRIs)

  • Citizenship: Applicant must be an Indian resident having a current and permanent residential address within India.
  • Location: Axis Bank maintains a set of cities which are allowed for sourcing cards.
  • Credit bureau history: Applicant should have a good credit score and no evidence or history of defaulting on loans/ missing payments on loans or credit cards.
  • Internal policy criteria: Axis Bank runs certain internal policy criteria to choose a customer for issuing credit cards. Internal policy criteria are usually based on the applicant’s bureau history, any existing relationship with the bank, customer demographics, and credit exposure. The final decision to issue a credit card to the applicant is at the bank’s sole discretion, according to the mentioned internal policies.

Yes Bank POP Club Credit Card, Document Required

If you want Yes Bank POP Club Credit Card apply online with the following documents:

📄 Documents Required

  • Identity Proof: PAN Card.

  • Address Proof: Aadhaar Card, Passport, or any government-issued ID.

  • Income Proof:

    • Salaried: Latest payslip or bank statement.

    • Self-Employed: Income Tax Return.

  • Photograph: Recent passport-sized photograph.

How to Apply for Yes Bank POP Club Credit Card, Credit Card?

  • Click on the Apply Now button.
  • Enter your name as per your Aadhaar Card.
  • Enter your date of birth.
  • Mention your mobile number.
  • Click on the Get OTP button.
  • Enter the OTP received on your mobile phone.
  • You will soon receive a call from the bank’s representative regarding taking the application process ahead.