SBI Simply Save Card

Features & Benefits of SBI Simply Save Card Credit Card

SBI Simply Save Card Credit Card offers the following features and benefits:

⭐ Features & Benefits

💳 Reward Points

• 10X Reward Points: On dining, movies, departmental stores, and grocery spends.

• 1 Reward Point: For every ₹150 spent on all other categories.

• Redemption: Redeem points against statement balance, gift vouchers, or merchandise.

🛍️ Shopping & Dining

• 10% Instant Discount: On Amazon Great Indian Festival and other big sales.

• Add-on Cards: Available for family members above 18 years.

✈️ Travel & Utility

• Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500 and ₹3,000, up to ₹100 per statement cycle.

• Utility Bill Payments: Pay electricity, telephone, mobile, and other utility bills using the Easy Bill Pay facility.

💳 Financial Flexibility

• Balance Transfer on EMI: Transfer outstanding balances from other banks’ credit cards to SBI SimplySAVE Credit Card and avail a lower rate of interest and pay back in EMIs.

• Flexipay: Convert purchases of ₹2,500 or more into easy monthly installments.

• Cash on the Go: Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe.

SBI Simply Save Card Credit Card Fee & Charges

SBI Simply Save Card Credit Card Eligibility

Below are the SBI Simply Save Credit Card eligibility criteria:

✅ Eligibility Criteria

• • Age: 21 to 65 years.

  • Income: Minimum monthly income of ₹30,000

  • Employment: Salaried or self-employed

  • Credit Score: 650 or above

  • Residency: Indian citizens or Non-Resident Indians

• Citizenship: Applicant must be an Indian resident having a current and permanent residential address within India.
• Location: SBI maintains a set of cities which are allowed for sourcing cards.
• Credit bureau history: Applicant should have a good credit score and no evidence or history of defaulting on loans/ missing payments on loans or credit cards.
• Internal policy criteria: SBI runs certain internal policy criteria to choose a customer for issuing credit cards. Internal policy criteria are usually based on the applicant’s bureau history, any existing relationship with the bank, customer demographics, and credit exposure. The final decision to issue a credit card to the applicant is at the bank’s sole discretion, according to the mentioned internal policies.

SBI Simply Save Card Credit Card Document Required

If you want SBI Simply Save Card apply online with the following documents:

📝 Documents Required

• • Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License

  • Address Proof: Utility Bills, Ration Card, Passport

  • Income Proof: Last 3 months’ salary slips or bank statements

  • Photographs: 2 passport-sized colored photographs

How to Apply for SBI Simply Save Card Credit Card?

• Click on the Apply Now button.
• Enter your name as per your Aadhaar Card.
• Enter your date of birth.
• Mention your mobile number.
• Click on the Get OTP button.
• Enter the OTP received on your mobile phone.
• You will soon receive a call from the bank’s representative regarding taking the application process ahead.