HDFC Bank Millennia Credit Card

Features & Benefits of HDFC Millennia Credit Card

HDFC  Millennia Credit Card offers the following features and benefits:

⭐ Features & Benefits

🎁 Cashback & Rewards

• 5% Cashback: On spends at Amazon, Flipkart, Myntra, Swiggy, Zomato, Uber, and more.

• 1% Cashback: On all other spends, including EMI transactions and wallet loads.

• Quarterly Milestone Benefit: ₹1,000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter.

• Welcome Benefit: Receive 1,000 CashPoints upon payment of the joining membership fee.

• Annual Fee Waiver: Waived off on spending ₹1,00,000 or more in the preceding year.

🛍️ Shopping & Dining

• Swiggy Dineout: Up to 20% discount at partner restaurants.

• SmartBuy & PayZapp: Earn higher cashback on transactions made through these platforms.

✈️ Lounge Access & Travel

• 8 Complimentary Lounge Visits: Access to domestic airport lounges per year.

• Fuel Surcharge Waiver: 1% waiver on fuel transactions (minimum ₹400, maximum ₹5,000 per transaction, up to ₹250 per statement cycle)

💳 Financial Flexibility

• Interest-Free Period: Up to 50 days on retail purchases.

• EMI Conversion: Convert big spends into easy EMIs with nominal interest rates.

• Contactless Payments: Enabled for secure and swift transactions.

HDFC MoneyBack Credit Card Fee & Charges

HDFC Millennia Credit Card Eligibility

✅ Eligibility Criteria

• Salaried Individuals:

  • Age: 21 to 40 years

  • Minimum Monthly Income: ₹35,000

• Self-Employed Individuals:

  • Age: 21 to 40 years

  • Minimum Annual Income: ₹6,00,000 (ITR)

• Credit Score: A good credit score (750 or above) enhances approval chances.

• Citizenship: Applicant must be an Indian resident having a current and permanent residential address within India.
• Location: HDFC MoneyBack Bank maintains a set of cities which are allowed for sourcing cards.
• Credit bureau history: Applicant should have a good credit score and no evidence or history of defaulting on loans/ missing payments on loans or credit cards.
• Internal policy criteria: HDFC MoneyBack Bank runs certain internal policy criteria to choose a customer for issuing credit cards. Internal policy criteria are usually based on the applicant’s bureau history, any existing relationship with the bank, customer demographics, and credit exposure. The final decision to issue a credit card to the applicant is at the bank’s sole discretion, according to the mentioned internal policies.

HDFC Millennia Credit Card Document Required

If you want HDFC Millennia Credit Card apply online with the following documents:

📝 Documents Required

• Identity Proof: PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License.

• Address Proof: Aadhaar Card, Passport, Utility Bill (not older than 3 months), or Property Registration Document.

• Income Proof:

  • Salaried: Latest salary slips (not older than 3 months), Form 16, or last 3 months’ bank statements.

  • Self-Employed: Last 2 years’ Income Tax Returns (ITR), Audited Financial Statements.

• Photographs: 2 passport-sized colored photographs.

How to Apply for HDFC Millennia Credit Card?

• Click on the Apply Now button.
• Enter your name as per your Aadhaar Card.
• Enter your date of birth.
• Mention your mobile number.
• Click on the Get OTP button.
• Enter the OTP received on your mobile phone.
• You will soon receive a call from the bank’s representative regarding taking the application process ahead.