The Flipkart Axis Bank Credit Card is an excellent choice for individuals seeking a rewards-rich credit card with added benefits and financial flexibility. Its flexible reward program and comprehensive perks make it a valuable addition to your financial toolkit.
Welcome Benefits:
₹500 Flipkart voucher on the first transaction within 30 days of card issuance.
50% discount (up to ₹100) on the first Swiggy order for new users (Code: AXISFKNEW).
Cashback Benefits:
5% unlimited cashback on Flipkart & Cleartrip.
4% unlimited cashback on select merchants (cult.fit, PVR, Swiggy, Uber).
1% unlimited cashback on all other transactions.
Lounge Access:
1 complimentary domestic lounge visit per quarter (maximum 4/year) on spending ₹50,000 in the previous quarter.
Fuel Surcharge Waiver:
1% waiver on fuel transactions between ₹400 – ₹4,000 (maximum waiver: ₹400/month).
Dining Benefits:
Up to 15% discount (maximum ₹500) at 10,000+ partner restaurants via Axis Bank Dining Delights.
EMI Conversion:
Convert transactions above ₹2,500 into easy EMIs via phone banking.
Axis Bank ACE Credit Card offers the following features and benefits:
Unlimited Cashback:
5% on Flipkart & Cleartrip.
4% on select merchants (cult.fit, PVR, Swiggy, Uber).
1% on all other transactions.
Lounge Access:
1 complimentary domestic lounge visit per quarter (maximum 4/year) on spending ₹50,000 in the previous quarter.
Fuel Surcharge Waiver:
1% waiver on fuel transactions between ₹400 – ₹4,000 (maximum waiver: ₹400/month).
Dining Benefits:
Up to 15% discount (maximum ₹500) at 10,000+ partner restaurants via Axis Bank Dining Delights.
EMI Conversion:
Convert transactions above ₹2,500 into easy EMIs via phone banking.
| Fee Type | Charges |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 (Waived off on annual spends greater than ₹3,50,000) |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fee | ₹175 |
| Duplicate Statement Fee | Waived |
| Finance Charges (Retail) | 3.75% per month (55.55% per annum) |
| Cash Withdrawal Fee | 2.5% of the amount withdrawn or ₹500, whichever is higher |
| Late Payment Fee | ₹500 to ₹1,200 (depending on outstanding amount) |
| Over Limit Fee | 2.5% of over limit amount, subject to a minimum of ₹500 |
| Foreign Currency Transaction Fee | 3.5% of the transaction value |
| Reward Redemption Fee | No |
| Utility Transaction Fee | 1% fee on cumulative spends of ₹25,000 or more on utilities per statement cycle |
| Wallet Load Transaction Fee | 1% fee on cumulative spends of ₹10,000 or more on wallet loads per statement cycle |
| Fuel Transaction Fee | 1% fee on cumulative spends of ₹50,000 or more on fuel transactions per statement cycle |
| Online Skill-Based Gaming Transaction Fee | 1% fee on cumulative spends of ₹10,000 or more on online skill-based gaming platforms per statement cycle |
Below are the Flipkart Axis Bank Credit Card Eligibility criteria:
Age:
Primary cardholder: 18 to 70 years
Add-on cardholder: 15 years or above
Income:
Salaried: Minimum monthly income of ₹15,000
Self-Employed: Minimum monthly income of ₹30,000
Credit Score:
Minimum CIBIL score of 700 is preferred.
Residency:
Resident Indians and Non-Resident Indians (NRIs) are eligible.
If you want Flipkart Axis Bank Credit Card apply online with the following documents:
Identity Proof: Aadhaar card, Passport, Voter ID, or Driving License.
Address Proof: Aadhaar card, Passport, Utility bill, or Bank statement.
Income Proof:
Salaried: Latest salary slip, Bank statement for the last 3 months.
Self-Employed: Income Tax Returns (ITR) for the last 2 years, Bank statement for the last 6 months.
Photograph: Recent passport-sized photograph.
