Axis Bank My Zone Credit Card

Features & Benefits of Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card offers the following features and benefits:

⭐ Features & Benefits

💳 Reward Points & Shopping Benefits

• 4 EDGE Reward Points: For every ₹200 spent (excluding fuel, movies, wallet reloads, insurance, education, government payments, and EMIs).

• Redemption: Points can be redeemed for merchandise, travel bookings, and more through the EDGE Rewards platform.

🛍️ Shopping & Dining

• Dining Delights: Up to 20% discount at select partner restaurants.

• Ajio Discount: ₹600 off on a minimum spend of ₹2,000.

✈️ Travel & Utility

• Fuel Surcharge Waiver: 1% waiver on fuel purchases between ₹400 and ₹4,000, up to a maximum of ₹400 per month.

• Airport Lounge Access: One complimentary domestic lounge visit per quarter at select airports.

💳 Financial Flexibility

• EMI Conversion: Convert purchases above ₹2,500 into easy monthly installments at nominal interest rates.

• Cash Advance: Withdraw cash up to 40% of the credit limit, subject to a fee of 2.5% (minimum ₹500).

SBI Simply Click Credit Card Fee & Charges

SBI Simply Click  Credit Card Eligibility

Below are the SBI Simply Click eligibility criteria:

✅ Eligibility Criteria

• Age: 18 to 70 years

• Income: Stable and verifiable source of income

• Credit Score: Good credit score (typically 750 or above?

• Residency: Indian residents or Non-Resident Indians (NRIs)

• Citizenship: Applicant must be an Indian resident having a current and permanent residential address within India.
• Location: Axis Bank maintains a set of cities which are allowed for sourcing cards.
• Credit bureau history: Applicant should have a good credit score and no evidence or history of defaulting on loans/ missing payments on loans or credit cards.
• Internal policy criteria: Axis Bank runs certain internal policy criteria to choose a customer for issuing credit cards. Internal policy criteria are usually based on the applicant’s bureau history, any existing relationship with the bank, customer demographics, and credit exposure. The final decision to issue a credit card to the applicant is at the bank’s sole discretion, according to the mentioned internal policies.

 Axis Bank My Zone Credit Card, Document Required

If you want Axis Bank My Zone Credit Card apply online with the following documents:

📝 Documents Required

• Identity Proof: PAN Card, Passport, Aadhaar Card, or Driving License

• Address Proof: Utility Bill, Passport, Ration Card, or Voter ID

• Income Proof:

  • Salaried: Latest salary slip or Form 16

  • Self-Employed: Income Tax Returns (ITR)

• Photograph: Recent passport-sized color photograph

How to Apply for Axis Bank My Zone, Credit Card?

• Click on the Apply Now button.
• Enter your name as per your Aadhaar Card.
• Enter your date of birth.
• Mention your mobile number.
• Click on the Get OTP button.
• Enter the OTP received on your mobile phone.
• You will soon receive a call from the bank’s representative regarding taking the application process ahead.