Axis Bank ACE Credit Card

Features & Benefits of Axis Bank ACE Credit Card

Axis Bank ACE Credit Card offers the following features and benefits:

⭐ Features & Benefits

💳 Cashback Rewards

• Google Pay Utility Payments: 5% cashback.

• Zomato, Swiggy, and Ola: 4% cashback.

• All Other Spends: 1.5% cashback.

• Reward Value: 1 Reward Point = ₹1 (credited directly to statement).

✈️ Travel & Lifestyle

• Airport Lounge Access: 4 complimentary domestic lounge visits per year after spending ₹50,000 in the last 3 months.

• Dining Discounts: Up to 15% off at partner restaurants via EazyDiner.

• Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹400 and ₹4,000, with a maximum benefit of ₹500 per month.

💳 Financial Flexibility

• Automatic Cashback Redemption: Cashback is automatically credited to your statement.

• No Reward Redemption Fee: No fee for redeeming cashback

Axis Bank ACE Credit Card Fee & Charges

Axis Bank ACE Credit Card Eligibility

Below are the Axis Bank ACE Credit Card Eligibility criteria:

✅ Eligibility Criteria

• Age: 18 to 70 years

• Income:

  • Salaried: Minimum monthly income of ₹15,000

  • Self-Employed: Minimum annual income of ₹1.8 lakh

• Credit Score: Minimum CIBIL score of 750 is preferred.

• Residency: Indian residents or Non-Resident Indians (NRIs)

• Citizenship: Applicant must be an Indian resident having a current and permanent residential address within India.
• Location: Axis Bank maintains a set of cities which are allowed for sourcing cards.
• Credit bureau history: Applicant should have a good credit score and no evidence or history of defaulting on loans/ missing payments on loans or credit cards.
• Internal policy criteria: Axis Bank runs certain internal policy criteria to choose a customer for issuing credit cards. Internal policy criteria are usually based on the applicant’s bureau history, any existing relationship with the bank, customer demographics, and credit exposure. The final decision to issue a credit card to the applicant is at the bank’s sole discretion, according to the mentioned internal policies.

Axis Bank ACE Credit Card, Document Required

If you want Axis Bank ACE Credit Card apply online with the following documents:

📄 Documents Required

• Identity Proof: Aadhaar card, Passport, Voter ID, or Driving License.

• Address Proof: Aadhaar card, Passport, Utility bill, or Bank statement.

• Income Proof:

  • Salaried: Latest salary slip, Bank statement for the last 3 months.

  • Self-Employed: Income Tax Returns (ITR) for the last 2 years, Bank statement for the last 6 months.

• Photograph: Recent passport-sized photograph.

How to Apply for Axis Bank ACE Credit Card, Credit Card?

• Click on the Apply Now button.
• Enter your name as per your Aadhaar Card.
• Enter your date of birth.
• Mention your mobile number.
• Click on the Get OTP button.
• Enter the OTP received on your mobile phone.
• You will soon receive a call from the bank’s representative regarding taking the application process ahead.