SBI Simply Click Card

Features & Benefits of SBI Simply Click Credit Card

SBI Simply Click Credit Card offers the following features and benefits:

⭐ Features & Benefits

💳 Reward Points & Shopping Benefits

• 10X Reward Points: On online purchases with partner merchants.

• 5X Reward Points: On all other online spends.

• 1 Reward Point: Per ₹100 on all other spends.

• Milestone Benefits: Earn e-vouchers worth ₹2,000 on annual online spends of ₹1,00,000 and ₹2,00,000.

• Welcome Benefit: Amazon gift voucher worth ₹500 on payment of joining fee.

🛍️ Shopping & Dining

• Exclusive Partner Discounts: Enjoy discounts and offers with partners like Myntra, Swiggy, BookMyShow, and more.

✈️ Travel & Utility

• Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹500 and ₹3,000, up to ₹100 per statement cycle.

• Balance Transfer on EMI: Transfer outstanding balances from other banks’ credit cards to SBI SimplyCLICK Credit Card and avail a lower rate of interest and pay back in EMIs.

• Flexipay: Convert purchases of ₹2,500 or more into easy monthly installments.

💳 Financial Flexibility

• Interest-Free Period: Up to 50 days on retail purchases.

• EMI Conversion: Convert big spends into easy EMIs with nominal interest rates.

• Cash on the Go: Withdraw cash from over 1 million Visa or MasterCard ATMs across the globe.

SBI Simply Click Credit Card Fee & Charges

SBI Simply Click  Credit Card Eligibility

Below are the SBI Simply Click eligibility criteria:

✅ Eligibility Criteria

• Age:

  • Salaried Individuals: 21 to 70 years

  • Self-Employed Individuals: 25 to 70 years

• Income: Minimum monthly income of ₹15,000

• Credit Score: Minimum credit score of 730

• Residency: Indian citizens or Non-Resident Indians

• Citizenship: Applicant must be an Indian resident having a current and permanent residential address within India.
• Location: SBI  maintains a set of cities which are allowed for sourcing cards.
• Credit bureau history: Applicant should have a good credit score and no evidence or history of defaulting on loans/ missing payments on loans or credit cards.
• Internal policy criteria: SBI runs certain internal policy criteria to choose a customer for issuing credit cards. Internal policy criteria are usually based on the applicant’s bureau history, any existing relationship with the bank, customer demographics, and credit exposure. The final decision to issue a credit card to the applicant is at the bank’s sole discretion, according to the mentioned internal policies.

SBI Simply Click Card Document Required

If you want SBI Simply Click Card apply online with the following documents:

📝 Documents Required

• Identity Proof: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License

• Address Proof: Utility Bills, Ration Card, Passport

• Income Proof:

  • Salaried: Latest salary slips (not older than 3 months), Form 16, or last 3 months’ bank statements

  • Self-Employed: Last 2 years’ Income Tax Returns (ITR), Audited Financial Statements

• Photographs: 2 passport-sized colored photographs

How to Apply for SBI Simply Click Credit Card?

• Click on the Apply Now button.
• Enter your name as per your Aadhaar Card.
• Enter your date of birth.
• Mention your mobile number.
• Click on the Get OTP button.
• Enter the OTP received on your mobile phone.
• You will soon receive a call from the bank’s representative regarding taking the application process ahead.